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Lanyana Financial Group will be making some exciting changes to our brand on August 1st.

Finance specialists

About Positive Solutions Finance

Positive Solutions Finance specialise in finding loans for people in the ‘grey area’ of finance, like those with a bad credit rating. If the bank has said “No”, they find a suitable lender who will say “Yes”. They provide personal, vehicle and debt consolidation loans as well as new home loans or mortgage refinancing.

Positive Solutions Finance works with a large panel of lenders, allowing them to search and compare products. Having access to both mainstream and non-conforming lenders allows them to find the best loan for their clients. If necessary, Positive Solutions Finance will also work with RJH Accountants to negotiate existing unsecured debts to better accommodate a debt consolidation loan or refinance should the client’s bank valuation come in too low.

“The customer service I received from my case manager is satisfying, stress free and details of information given are well understood. It's a 100% yes to tell others about your excellent service.” - Mary

Here to help all Australians in need

Positive Solutions Finance’s Solutions

Positive Solutions Finance offers a range of mainstream and non-conforming lending options. Whether you are looking for a bad credit loan or you want to refinance your mortgage to access the equity to pay unsecured debts, Positive Solutions Finance can help.

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Home Loans

Positive Solutions Finance specialises in providing easy home loans for people who have been previously declined by other lenders.

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Debt Consolidation

Take advantage of Positive Solutions Finance’s debt consolidation services to enjoy easy-to-manage debt repayments and better cash flow.

Mortgage refinancing icon

Mortgage Refinancing

Consolidating multiple debts into your mortgage can help relieve financial stress and help get your finances back on track.

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Bad Credit Loans

Don’t let your bad credit history stop you from reaching your financial goals. Positive Solutions Finance specialises in providing Bad Credit Loans.

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Business Loans

A fast business loan can help consolidate company debt. Whether it be trade creditors or tax debts, Positive Solutions Finance have a solution for you.

Repayment Arrangements

Repayment Arrangements

The team negotiate privately with your creditors to reach a new,affordable repayment arrangement for your debts, which won’t impact your credit file.

At Positive Solutions Finance, we see things differently. Let us help you consolidate your debts, reduce your repayments and improve your financial position.

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How Can We Assist You Today?

Business Debt Assistance
Personal Debt Assistance
Please select an assistance option to continue.

What Kind of Debts Do You Have?

Credit/Store Cards
Personal Loan
Pay Day Loan
Tax Debt
Utility Bill
Please select at least one type of unsecured debt.

How is Your Business Structured?

Sole Trader
Pty Ltd Company
Please select at business structure to continue.

How Much Money Do You Owe?


How Much Money Do You Owe?


Find Out How To Reduce Your Debt

First Name

Last Name


Phone Number

Phone number must be 10-digits long and begin with a 0. (e.g. 04 1234 5678)

Post Code

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You've taken the first step to becoming debt free

Let's keep the momentum going, take the second step now and complete the assessment form.


You've taken the first step to becoming debt free

Let's keep the momentum going, take the second step now and complete the assessment form.

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