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Support is here for Australians experiencing financial distress due to the recent floods

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WARNING: Do You Really Need A Loan Today?

This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009. It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
  • If you are on Government benefits, ask if you can receive an advance from Centrelink. Phone: 13 17 94.
  • The Government’s Money Smart website shows you how small amount loans work and suggests other options that may help you.

“Great experience in a very stressful period. I was offered options and given all relevant information to make an informed decision on which way to go to resolve my financial stress. Very helpful and understand staff.” - Justin

Positive Solutions Finance is a responsible lender

Our Commitment to Responsible Lending

Positive Solutions Finance is committed to responsible lending. We recognise the importance of working with our valued distribution partners to ensure we all play our part in conducting business in an ethical and responsible manner.

Money Smart’ is an initiative from the Australian Securities and Investment Commission (ASIC) which can help you with accessing financial information and free financial tools.

The following, outlines Positive Solutions Finance’s approach to responsible lending. We will:

  • Ensure compliance with the National Consumer Credit Protection Act and associated regulations, as well as guidance published by ASIC and the Credit and Investments Ombudsman (CIO);
  • Ensure brokers seek and verify information about the customer’s requirements and objectives and financial situation; and
  • Ensure that Positive Solutions Finance staff only approve loans that are not unsuitable for a customer.
  • Encourage customers to seek independent advice

Entering into a credit contract is an important decision. Positive Solutions Finance encourages you to seek independent legal and financial advice as part of your decision making process.

In a time of financial hardship, our clients need reliability, meaningful information and respect. That’s what we offer.

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How Can We Assist You Today?

Business Debt Assistance
Personal Debt Assistance
Please select an assistance option to continue.

What Kind of Debts Do You Have?

Credit/Store Cards
Personal Loan
Pay Day Loan
Tax Debt
Utility Bill
Other
Please select at least one type of unsecured debt.

How is Your Business Structured?

Sole Trader
Partnership
Pty Ltd Company
Trust
Please select at business structure to continue.

How Much Money Do You Owe?

$10,000
$1,000
$100,000+

How Much Money Do You Owe?

$100,000
$10,000
$1,000,000+

Find Out How To Reduce Your Debt

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Congratulations

You've taken the first step to becoming debt free

Let's keep the momentum going, take the second step now and complete the assessment form.

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